Four Reasons why you should visit your Branch - Panini (2024)

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With the rise of COVID-19 in 2020, many people stopped visiting banks in person altogether, leading to the closure of 9% of branches in developed markets in 2021 alone.

While it is hard to imagine a world without your local bank, mobile banking has remained popular well beyond the shelter-in-place mandates. With so much of what we do moving and remaining online, the future of the branches we love and trust seems grim – but is it really?

Let’s take a closer look at the top four reasons why you may want to put down your smartphone and negotiate your hard-earned money in person.

Trust

People trust banks because they are government-accredited institutions. Your bank has licenses and safeguards to protect your money, should you choose to hold it there. You can go there in person at any time to take out cash from an ATM, open a savings account, or dispute a charge on your account. So long as you arrive during opening hours on appropriate business days, there will be someone who can provide you with what you need, or at least point you in the right direction.

When the 2008 financial crisis hit, customers rushed to the in-person bank to resolve issues with Northern Rock in the UK, even though mobile banking existed and was an available option. Though the internet did not exist in the late 1920s, odds are that even if it had, banking clients would still have found themselves rushing to the physical buildings to find out where their money had gone when the stock market crashed.

We trust banks the same way we make sure our friend gets home safely or we hold the door open when someone else is coming into a building behind us – it is second nature.

Four Reasons why you should visit your Branch - Panini (1)

Advice from a Human

While AI and search engines offer all the information presently available on a topic, this much information can overwhelm and prevent you from accessing the pieces you really need. Unlike Google or a thread on Reddit, a visit to your bank branch offers specialized knowledge from an expert on the subject.

With over 10 different types of personal loans and 28 mortgage variables available in the current market, it is easy to see why conferring with another human with insider knowledge is an invaluable resource. Their wisdom will save you time and research, which you can spend planning what color to paint the walls of your new home after you get approved.

Convenience

Though banking online would seem to be more convenient than going into a branch, many have had the deeply frustrating experience of consulting with an AI customer service representative, resisting the urge to cry out, “A human, please! I would like to talk to a human!”

Working smarter does not always mean a better customer experience. While online banking has its moments of convenience, miscommunication occurs more readily.

Imagine if someone stole your credit card or gained access to your account: you would not want to be trying to explain yourself to an automated system when experiencing stress and panic. When it comes to your money, it can save you a headache to handle matters face to face.

A Phygital journey

We are seeing the rise of the phygital experience post-pandemic, defined as the merging of the physical and the digital worlds.

While the latter is fertile ground for all businesses right now, the hybrid experiences being generated by major retailers and department stores indicate that there’s something about walking into a store or a business that most of the human population still greatly enjoys.

Banks are leaning towards this style of marketing as well, and if you stay home and glued to your mobile banking account, you may miss out on the opportunity to enjoy some of these immersive digital-meets-physical experiences.

Four Reasons why you should visit your Branch - Panini (2024)

FAQs

What are the four basic components of a sandwich? ›

Parts of Sandwich:
  • Bread : Various types of bread are used for sandwich. ...
  • Spread : Plain butter, compound butters such as anchovy, tomato, mustard onion, garlic and. ...
  • Filling : ...
  • Garnish :

What is the importance of sandwiches in your daily life? ›

Healthy sandwiches are crucial in improving attention span and academic performance, preventing diseases and instilling healthy dietary habits. Below you can find guidelines that will help you make the right choices when preparing sandwiches for breakfast.

Why is it important to know the basic components of sandwiches? ›

Answer: Why is balance of ingredients important when making salads and sandwiches? A balance of ingredients is important for nutritional balance, contributing to plate flow, contrasting flavors and textures.

What is the reason for sandwiches? ›

Sandwiches are easy to eat on-the-fly or at your desk as they mostly don't require a plate or utensils. In fact, 32% of American consumers say that convenience is the primary reason they make a sandwich purchase. Convenience tends to be more important at breakfast and lunch than at dinner.

What are the four steps to making a sandwich? ›

How to Make a Sandwich
  1. Gather all the ingredients you need for your sandwich. ...
  2. Take two slices of bread. ...
  3. On one or both slices of bread, spread your desired condiments. ...
  4. Add vegetables of your choice on one of the bread slices.
  5. Add your chosen meat if you want to have a non-vegetarian bite.
Nov 1, 2023

What is the importance of sandwiches to us? ›

One of the world's most convenient and versatile foods, a good sandwich works for any meal, at any time of the day, and is easily customisable to suit personal tastes and preferences.

What is the most important part of a sandwich? ›

The bread is actually the most vital part of a sandwich. This is important for a variety of reasons; perhaps the most important one is its ability to absorb liquid. If you have toppings like condiments and tomatoes that tend to get soggy, the right bread will absorb it and make it a non issue.

What are the benefits of a sandwich? ›

Sandwiches are easy to prepare and can be made in advance, even the night before. Plus, they are a convenient platform to supply energy, fiber, calcium, iron, protein, and B vitamins to your child's diet.

What are the importance to observe in preparing sandwiches? ›

Sandwich Food Safety Basics

Before beginning making a sandwich, make sure to wash your hands with soap and warm water for 20 seconds. Always clean vegetables because they can contain danger bacteria. Lettuce, tomatoes and cucumbers are the most common foods that can carry E. coli.

Why is it very important to know proper storage of sandwiches? ›

It is risky practice to keep a sandwich or roll filled with meat, fish, eggs, cheese, mayonnaise or dairy products at room temperature when germs capable of causing food poisoning multiply rapidly. You should therefore store sandwiches and filled rolls below 80 c and display them in a chilled cabinet.

Why is sandwich healthy? ›

Sandwiches can be a healthy, convenient, and satisfying meal option when you choose nutrient-rich ingredients. As with all meals, making sure your sandwich has a good balance of protein, fiber, and healthy fats for sustained energy.

Why choose sandwiches? ›

Versatility – A sandwich can contain any filling, as long as it's between bread. Comfort – There's something nostalgic about sandwiches; we grew up eating them! Mess-Free – They're incredibly easy to eat on the go, without spilling them everywhere.

What is the secret of a good sandwich? ›

"A good sandwich comes down to the condiments," Fidanza says. "You can use anything—turkey, tuna, vegetables, a hard-boiled egg—as the base of a sandwich. But having good condiments to make them taste better is key, whether that's mayonnaise, mustard, or some kind of relish.

What are 4 pieces of essential equipment needed to make sandwiches? ›

Identify the tools and equipment to be needed in preparing...
  • Serrated Knife - used for slicing fruits and vegetable.
  • Cheese Grater - used for grating cheese.
  • Wire Cooling Racks.
  • Non-Stick Skillet.
  • Salad Spinner -
  • Sandwich Spatula - serrated on one side with a smooth edge on the other side.
Feb 5, 2018

What elements are in a sandwich? ›

The sandwich is the stalwart staple of the American lunch. As we mature so do our palates. Baloney and cheese on Wonder Bread yields to mortadella and aged provolone on a ciabatta roll. There are three basic components to any sandwich: the bread, the filling, and the spread or accompaniment.

What does a sandwich consist of? ›

sandwich, in its basic form, slices of meat, cheese, or other food placed between two slices of bread.

What is the base of a sandwich? ›

The Structure or Base- it is the part upon which the ingredients are placed, consists of some form of bread or dough produce that is whole or sliced.

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