If you get an email, text, social media post or see an advert that wants you to click on a link or download an attachment, make sure it’s genuine first.
Hover your mouse cursor over the link, or tap it on a mobile device to show the full address. If it doesn’t match the sender’s name, it’s a scam.
You can also call the sender on a phone number you trust to check. But never use a number from a message.
Fraudsters use fake links or attachments to try to steal your details or to put a virus on your device.
Instead of clicking, it’s safer to type a link into your browser bar at the top of your screen.
Secure websites start with https:// with a closed padlock image next to it. But these do not mean a site is genuine, so do your own checks first. Try a free email, link or website checker online.
Monitor Your Credit Reports, Bank and Credit Accounts
One of the most effective ways to protect against identity theft is to monitor your credit reports and billing statements so you can spot and report unauthorized activity.
If scammers and identity thieves uncover your personally identifiable information, they can pretend to be you and create fake accounts in your name, and act in ways that could impact you now or in the future. This could include fraud like stealing money from your bank account or taking out a loan in your name.
Identity theft protection is crucial for securing your personal information, monitoring credit activity, and recovering your identity in the event of theft. It also provides insurance to cover any financial losses incurred as a result of identity theft.
Identity protection is a phrase used to describe activities that safeguard digital identities (and information linked to those identities) from being used by unauthorized sources for (usually) illegal advantage.
Personal identity is our concept of how we think of ourselves. This involves factors that we can control — like our decisions or interests — and those we can't — such as our families and race. Our personal identity is how we perceive ourselves, but our social identity is how others perceive us.
Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance. An identity thief might even file a tax return in your name and get your refund.
Use A Different (and Complex) Password On Every Account
Now this may take a bit of work to set up but using a unique and complex password on every account is one of the best things you can do to protect your online identity.
Being strong in your identity is being confident and feeling safe in who you are and you're likely to feel stable and in control. You're less likely to question yourself or to worry about the comments from others.
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